Ashley the Alchemist
i. Build a stronger credit profile
ii. Get positioned for funding
iii. Move closer to the home or car
The home. The car. Higher-limit cards. Better funding opportunities.
If negative information on your credit report is getting in the way, it's time to address it.
If something on your reports is inaccurate, incomplete or negative, we review it
and challenge what's eligible through the dispute process.
01
Collections
02
Charge-Offs
03
Medical Collections
04
Repossessions
05
Hard Inquiries
06
Bankruptcies
07
Late Payments
Meet Your Strategist

Founder of Higher Purpose Credit Solutions
Ashley Rudd, known online as Ashley the Alchemist, is a six-figure entrepreneur, digital creator, educator and wealth strategist helping everyday people turn what they know, what they have access to and who they are into leverage.
Through her companies and personal brand, Ashley has helped clients remove more than $8 million in debt, assisted with more than $2 million in funding, and helped entrepreneurs strengthen their businesses, build personal brands, create digital products and develop additional streams of income.
But Ashley's work extends beyond money.
Her philosophy is rooted in sovereignty — understanding your finances, your body, your business, your identity and the systems operating around you well enough to make informed decisions for yourself.
Through Ashley the Alchemist, she teaches the strategies, resources and systems she has used across credit, capital, entrepreneurship, digital wealth, personal branding and holistic living.
$8M+
DEBT REMOVED FOR CLIENTS
$2M+
CLIENT FUNDING ASSISTED
Six-Figure
ENTREPRENEUR
See what clients have experienced while working with us.









Most clients choose 3 Rounds. It gives your reports time to update between rounds and covers most situations. Choose 1 Round if you only have a few items to address, or 6 Rounds for the full program from first dispute to funding-ready. You'll pick your package on the next page.
You'll get a confirmation email with your next steps. We'll ask you to pull your latest credit report, review it, and begin your first round. Watch your inbox for updates within 24–48 hours (excluding weekends).
Each round typically takes 30–45 days, since the credit bureaus have about 30 days to respond to disputes. Many clients see updates after the first round, but every credit profile is different.
No. No one can legally guarantee specific credit results. What we guarantee is a thorough, strategic process and clear communication every step of the way.
Yes. Once your profile is in a stronger position, we can guide you toward funding options. We've helped clients secure more than $2 million in funding.
The home. The car. Higher-limit cards. Better funding opportunities.
Don't carry the same credit problems into another year. Start addressing what's holding you back before this year is over.
Results vary. No specific deletion, score increase, approval or timeline is guaranteed.